The Secure Transaction Cloud (STC) solutions offer NFV based virtualized Transaction Load Balancing capability for secure payment transaction transport, routing, and switching application with specific Virtual Network Functions (VNF) for security, transaction protocols , Tokenization, Host Interfaces. The virtualized capabilities allow the solution to support comprehensive Transaction Load Balancing capability with multiple load sharing modes required to support wide range of payment types including Internet payments, mobile payments, POS based transactions which are IP/Mobile access based, ATM transactions, and all forms of eCommerce, mCommerce payments with PCI standards compliant security utilizing virtualized cloud native HSMs and Smart API integration