We build software for banks, and we integrate with Mambu. Mambu has APIs that provide information to help us with our own performance. 

Based on our client's requirements, we needed to integrate with Mambu. It's a mounting engine, so it's an existing feature, and we can use those APIs, add access to them, or use them directly. We then return the output to the client based on their requirements.

We explore what a client wants. Our product has all the software we built for banks. The complex calculations would have been much more difficult to do ourselves using a database. It probably would have taken double the time. 

So, we used to return complex calculations for loans and repayments. If a client came with a unique requirement that Mambu could fulfill, we could put up a request for that feature, and they would take it up, though not immediately.

Mambu has many APIs that calculate complex functionalities in loan repayment, like the amount of each EMI. You specify the number of payments, and they calculate it on review. 

This is difficult to build yourself, but getting it from Mambu and working with it is much easier. Calculations with Mambu are far better than creating something yourself.

I used it for about three years, from 2018 to 2021. 

We did not have any issues in the three years. There were no glitches or downtime. 

It is a scalable product. We used it for very small and very large clients. So, the performance was okay. 

The customer service and support are good. They were readily available, and we could schedule calls when needed. They also have a support page to raise concerns.

However, there is a bit of room for improvement. 

Positive

The initial setup wasn't anything out of the ordinary. So, it wasn't difficult. 

Based on the number of clients we used to have, including new clients without a digital footprint, the pricing must be average pricing.

I would recommend it to other people. If someone wants to build something related to banking, I would recommend Mambu.

I would advise them that they can go for it because it's easy to maintain and easy for the development team. They have more people, and I'm sure they are introducing even more features. I would definitely recommend it.

I would give it an eight out of ten simply because I haven't used anything else like it other than Mambu for loan repayment calculations.