Highnote Revolutionizes Payments with Visa and AWS

Highnote is redefining embedded finance with a fully cloud-enabled platform powered by Visa Cloud Connect and Amazon Web Services (AWS). By streamlining connectivity to legacy solutions, Highnote has cut integration times from up to 18 months to just 4–6 months, delivering faster go-to-market opportunities.

This innovative cloud connection with VisaNet ensures seamless, scalable transaction processing while offering significant cost savings. Highnote empowers customers to process payments globally with unmatched speed and reliability, opening a world of possibilities for their businesses. This wouldn’t be possible without our strong partnerships with AWS Partner Visa and AWS, driving true innovation in payments.

Bank of Montreal (BMO), a 200-year-old financial institution and eighth-largest bank in the Americas, selected AWS Partner FICO and Amazon Web Services (AWS) to modernize its credit decision. Facing challenges with legacy, on-premises infrastructure, BMO transitioned to cloud services through FICO’s Platform on AWS. This move has provided a secure, scalable environment and eliminated issues with updates, offering seamless, version-free upgrades. The partnership has enabled faster, lower-cost changes, reduced data processing times, and allowed for enhanced data integration—all driving better, quicker service for BMO’s 12 million customers.

Likezero is a UK-based agreement intelligence software company, spun out of professional services company PwC. Its legal agreement application previously ran on PwC’s private network, and is also hosted by two major partners—the London Stock Exchange and S&P Global. Likezero needed a new cloud-based solution after the company became independent from PwC, so it turned to AWS Partner Eviden to help it run its service for customers on Amazon Web Services (AWS). Eviden developed a highly scalable system for Likezero on AWS in 2 months.

Base39, a financial technology provider, has revolutionized its operations by adopting a serverless architecture on Amazon Web Services (AWS). Initially struggling with costly and complex manual searches, Base39 collaborated with AWS Partner MongoDB and AWS Partner Anthropic to leverage their respective solutions—Atlas Vector Search and Claude respectively. This transition cut loan analysis costs by 96% and decision time from three days to under an hour. The serverless model also reduced infrastructure costs by 84%, development costs by 75%, and maintenance by up to 100%. Supported by AWS and the MongoDB for Startups program, Base39 has significantly improved efficiency, customer satisfaction, and innovation, releasing new models weekly and enhancing financial solutions in Latin America.