Payments

Customers working with AWS transform the payments industry by making real-time business decisions, innovating and adapting to client expectations, processing global digital payments, increasing agility, and scaling to meet unpredictable demands. The AWS core infrastructure is designed to meet the most stringent security requirements in the world, including Payment Card Industry (PCI) Data Security Standard (DSS) compliance. By working with AWS, payment companies can build with confidence on the most secure and resilient cloud.

Discover Financial Services creates custom environments where data scientists can collaborate

Case studies

Mastercard NuData

Increased customer protection using AWS data lakes to collect and analyze data, and authenticate users

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Transferwise

Launched a new borderless debit card product that leverages the scalability, agility, and availability of AWS

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Affirm

Leveraged AWS to support a unified data lake

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Hot topic

See how Mastercard’s NuData keeps identities protected with AWS.

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Use cases

  • Fraud Protection
  • Extending Credit
  • Real-time Decisioning
  • Data Lakes and Analytics
  • Digital User Engagement
  • Fraud Protection
  • Fraud Protection

    Payment fraud is a growing problem for the industry. By leveraging AWS machine learning and analytics services, the industry can provide a frictionless customer experience while also preventing illegitimate transactions, protecting consumers as well as their own bottom line.

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    NuData Security

    NuData Security discusses using ML to detect and prevent fraud without compromising user experience

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    NICE Actimize

    NICE Actimize leverages advanced analytics and automation to spot existing and emerging patterns of fraud earlier

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    AWS Partner Network

    AWS Partner Network solutions help you manage risk, optimize operations, and extract insights from data

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  • Extending Credit
  • Extending Credit

    With billions of people globally without a credit score and increasing demand for frictionless lending, payments service providers need better, faster ways to extend credit to those with and without a traditional credit history. AWS data analytics and machine learning services enable companies to gather, store, and analyze the insights they need to make rapid credit decisions, opening the door to new revenue opportunities.

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    CreditVidya

    CreditVidya extends the loan market to millions of financially excluded Indians

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    Infosys

    STG announces partnership with Infosys Finacle to bring powerful cloud native banking platform to US community banks

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    FICO

    The cure for digital disruption: breaking silos through centralized decisioning

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    AWS Partner Network

    AWS Partner Network solutions help financial institutions collect, store, process, analyze and share data

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  • Real-time Decisioning
  • Real-time Decisioning

    Making sense of data in real time is critical for payment companies to minimize risk and improve the customer experience. By leveraging AWS data ingestion and streaming services, companies can provide frictionless transactions for customers and merchants, improve and automate customer service interactions, automate personalized offers, and mitigate risk with machine learning tools, all while cutting costs and gaining a 360° view of your clients or your business.

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    Aella Credit

    Aella Credit uses AWS to improve identity verification and grow its business

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    Affirm

    Affirm’s infrastructure event readiness advice for e-commerce startups

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    Behalf

    Behalf provides technology and intelligence for business lending with on-demand cash flow solutions

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    AWS Partner Network

    AWS Partner Network solutions help build a business case to modernize your business, leveraging proven approaches to cloud strategy

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  • Data Lakes and Analytics
  • Data Lakes and Analytics

    Building a data lake on AWS allows payment companies to store and analyze large volumes of customer data, capture usage and behavioral data from multiple devices, and quickly deploy and scale new products. Payment companies can integrate multiple data sources into a consistent data set that is readily available to be categorized and processed. AWS data lakes integrate with Amazon analytics and machine learning services making it easy to identify operational efficiencies, ensure compliance, and gain deeper customer insights to drive innovation and unlock the true value of their data.

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    Klarna

    Scaled business through increased redundancy and fault tolerance provided by AWS global infrastructure

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    Databricks

    Better understand how a modern scalable analytics platform can drive monumental change from Databricks

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    AWS Partner Network

    AWS Partner Network solutions help financial institutions collect, store, process, analyze and share data

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  • Digital User Engagement
  • Digital User Engagement

    Customers today expect a more personal experience from their financial institutions and customer experience has become a core differentiator for payments providers. AWS offers services and tools that help payment companies build deeper customer relationships by capturing customer interaction data, building innovative customer-facing channels, and delivering the level of personalization customers expect.

    • Predictive User Engagement: Deliver next-best-actions, financial product recommendations, and personalized offers using machine learning, stored profiles, and real-time click streams.

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    • Predictive Segmentation for Churn: Target customers based on their engagement patterns and deliver personalized offers and product recommendations to reduce churn.

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    Deloitte Digital

    Deliver new customer experiences through AI-enabled Chatbots

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    HSBC

    HSBC on connecting to customers in a more personalized way

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    AWS Partner Network

    AWS Partner Network solutions help build a business case to modernize your business, leveraging proven approaches to cloud strategy

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Benefits

Modernize disparate legacy systems for improved agility and scale

AWS provides the breadth of services, deepest functionality, and automation that enables payment companies to securely and cost effectively modernize their core legacy systems, deploying with hyper-scale and global availability.

Meet rapidly changing customer behaviors and expectations

AWS, with its comprehensive artificial intelligence and machine learning (AI/ML) services, allows developers and marketers of all skill levels to create hyper-personalized experiences, offers, and messages to enhance customer engagements.

Drive business growth by harnessing data and innovation

On AWS, payment companies can spin up new businesses and build applications using the largest suite of data migration, processing, warehousing, analytics, visualization, business intelligence, machine learning, and storage tools.

Build with confidence on the most secure, compliant, resilient cloud

AWS core infrastructure meets the most stringent security requirements, including PCI DSS compliance and provides payment companies with 24/7 monitoring to ensure the confidentiality, integrity, and availability of their customer data.

Compliance and Security

AWS understands the unique security, regulatory, and compliance obligations financial services institutions face on a global scale. From infrastructure to automation, financial services institutions have all the tools and resources they need to create a compliant and secure environment on AWS.

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Innovation

Meaningful innovation thrives on AWS. See how companies leverage AWS to build new experiences, get more value from data, and modernize IT and processes.

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Get started

Leading payment companies are already using AWS. Contact our industry experts and start your own AWS Cloud journey today.