In this episode of Business Builders, Padmanabhan Balasubramanian, Partner at Protium Finance, discusses how their tech-enabled lending platform is revolutionizing access to credit for micro and small SMBs in India. Balasubramanian explains how Protium leverages AWS cloud technology to process vast amounts of data, enabling rapid credit decisions and scalable operations. He highlights the importance of risk management and how Protium's use of digital infrastructure and data analytics helps them serve an underserved market segment while maintaining low trade losses. The video showcases how cloud computing is transforming financial services for small businesses in emerging markets.