Celent | Tokenized Money Is Here To Stay

Stablecoins and tokenized deposits have emerged as transformative technologies with significant potential to enhance payment efficiency and reduce costs across banking, remittances, and corporate treasury operations. Driven by regulatory clarity and technological advancement, these innovations are poised for rapid adoption across multiple use cases—from cross-border transactions to domestic payments. Financial institutions must develop flexible, forward-looking strategies to capitalize on this opportunity while remaining agile in an evolving competitive landscape.

Read this report to:

• Understand the Regulatory Catalyst Driving Adoption Discover how the GENIUS Act and global regulatory frameworks (MiCA, Singapore's Stablecoin Framework) have elevated stablecoins from niche products to board-level strategic priorities, creating unprecedented regulatory clarity that is accelerating institutional adoption worldwide.
• Learn from Industry Pacesetters and Real-Worl Case Studies. Gain exclusive insights from profiles of leading innovators—Circle, Coinbase, Fireblocks, Fiserv, Paxos, Ripple, and Stripe—and explore how, with AWS, pacesetters are pioneering solutions across retail and corporate banking, from cross-border remittances and treasury automation to programmable payments and B2B settlements.
• Access Proprietary Market Intelligence and Investment Trends Leverage findings from Celent's exclusive industry research revealing that 28% of corporate banks and 15% of retail banks have prioritized tokenized money as a top-three investment area, with 67% of Tier 1 US corporate banks actively deploying resources in this space—data that illuminates where the market is heading and why.
• Receive actionable recommendations on technology selection, integration approaches, risk mitigation, and programmability strategies that will enable your institution to capitalize on emerging opportunities while maintaining the agility to pivot as the ecosystem rapidly evolves.