Fintech penetration testing | Fintech pentest

Prices starting at $4,999.

Fintech penetration testing is a manual security assessment in which ethical hackers simulate real-world cyberattacks against a fintech's web platforms, open banking APIs, mobile apps, payment flows and AWS cloud infrastructure to uncover the vulnerabilities attackers and regulators care about most.

A fintech pentest goes beyond a generic web app test by focusing on the failure modes specific to financial services: payment flow race conditions and double-spend, broken business logic in transaction processing, weaknesses in open banking APIs (PSD2 / PSD3 / FAPI), authentication and step-up MFA bypass, transaction signing flaws, KYC/AML control bypass, and configuration drift across multi-region AWS deployments.

Cyberattacks hit financial services around 300 times more frequently than other industries, and the average breach in finance now costs $6.08M - 22% higher than the global average. A fintech penetration test identifies the application, API, cloud and configuration weaknesses behind those breaches and gives your engineering team a prioritized remediation roadmap.

Blaze  has extensive experience working with fintechs, challenger banks and payment providers, and counts a top-10 fintech unicorn in our customer portfolio.

Secure your fintech today 

A single fintech pentest report from Blaze supports the full regulatory stack:

• DORA (Digital Operational Resilience Act, EU) - annual security testing for all in-scope financial entities, and Threat-Led Penetration Testing (TLPT) every three years for significant entities
• PCI DSS 4.0 - external, internal and segmentation testing of the cardholder data environment per requirements 11.4.1 to 11.4.5
• SOC 2 Type II - mapped to Trust Services Criteria CC4.1, CC7.1 and CC7.2
• ISO 27001:2022 - Annex A controls A.8.8 and A.8.29
• SWIFT Customer Security Programme (CSP)
• GDPR, HIPAA (for health-fintech) and enterprise vendor security questionnaires

Our fintech penetration testing, also known as fintech pentest or pentesting for fintech, is delivered by CREST-accredited offensive security engineers certified OSCP, OSWE, OSCE, CRTO and CREST CRT, and includes:

• Web application penetration testing of online banking, trading and digital wallet platforms
• Open banking and FAPI API security testing (REST, GraphQL, SOAP, gRPC)
• Mobile app pentesting (iOS and Android) for banking and payment apps
• AWS cloud penetration testing and configuration security review
• External and internal network pentest
• Payment flow, transaction logic and race-condition testing
• Point-of-sale (POS) and mobile