Holvi builds a digital bank with a difference in the cloud, using AWS to deliver services quicker and get regulatory approval. The Finland-based startup provides small businesses and freelancers with a business current account (also known as a checking account) and integrated tools for invoicing, collecting payments online, and managing expenses—all in one simple-to-use service. Holvi enables faster user experience with a secure infrastructure by using services such as Amazon Virtual Private Cloud, Elastic Load Balancing and Amazon CloudWatch.