DBEP is a SaaS offering deployed on a virtual private cloud principle for each customer subscribing to the offering, with consultative services built in. 400+ banking APIs are exposed to extend core banking systems capabilities and to design innovative use cases for your customers.

Sopra Banking Software believes there is an approach that allows businesses to keep up to date with the latest in innovative software while also saving time and money. That approach is to “adopt” where businesses choose to change their processes to suit innovative technology and software solutions.

The “adopt” methodology is all about streamlining implementation, quickly improving efficiency, and establishing digital use cases that are stable, upgradable, and maintainable thanks to DBEP's reliability and flexibility. The "adopt" methodology requires openness to organizational change, rather than creating a customized software solution that’s almost impossible to maintain. For DBEP, "adopt" takes the form of three main stages with a feedback loop: Inception, Design, and Implementation.

The Inception stage explores your key business challenges, unearths pain points, and identifies opportunities for enhanced customer journeys and experience. Establishing a shared understanding of the problem is also critical to finding the right solution.

The Design stage uses design thinking to explore a wide set of ideas and create a shared vision of customer journeys that enhances customer experience and maximizes performance. Infinite customer journeys can be designed. For example: Implement fast and seamless customer onboarding. Secure access to customers’ identity information and financial situations to enhance your know-your-customer (KYC) process, reduce total cost of ownership, and decrease risk for your business with a lending life cycle from origination through servicing to collection. Support your customers transferring funds internationally in a cost-effective manner.

The Implementation stage consists of building the selected customer journeys within DBEP, using both configurable Open Banking capabilities and technical microservices development capabilities. The rapid launch validates assumptions at pace through experimentation so that results can be measured and used to help decide next steps.

The “adopt” methodology often gives Sopra Banking Software's clients a first-mover advantage. It equips them with a long-term solution so they can concentrate their investments on improving customer experience rather than wasting time and money on custom software.