Payment Hub – AI-Powered Modernization of Payment Operations

Payment Hub by Innova Solutions, powered by AWS AI, is a cloud-native platform designed to transform payment operations for healthcare payers, financial institutions, and claims processors. It replaces fragmented workflows with a centralized, intelligent system that automates EFT/check processing, EDI 835 generation, reconciliation, and secure partner exchanges.

Built for scalability, compliance, and transparency, the platform leverages AI to reduce manual effort, streamline payment flows, and deliver real-time insights. Its modular architecture and AWS-native services enable organizations to achieve operational efficiency and audit-readiness across the entire payment lifecycle.

Core Modules Include:

• File Intake & Validation: Securely receives and validates payment files (EDI, JSON, XML) from multiple sources.

• AI-Powered Data Enrichment: Fills missing fields, flags anomalies, and improves straight-through processing rates.

• Workflow Orchestration: Automates approvals, exception handling, and ensures audit-ready traceability.

• EDI 835 Generation: Converts claim data into compliant remittance advice using AI-driven transformation.

• Payments & Remittance Engine: Generates ACH, check files, EOPs, and positive pay formats for outbound payments.

• Secure Trading Partner Gateway: Manages encrypted file exchanges with banks, clearinghouses, and providers.

• Event & Transaction Management: Enables real-time alerts, error handling, and maintains complete transaction history.

• Reconciliation Engine: Matches payments and remittances using scheduled and AI-assisted workflows.

• Payment Portal & Dashboards: Real-time monitoring, analytics, and KPI tracking for payment operations.

• Lakehouse Integration & BI Enablement: Connects with platforms like Snowflake and Databricks for advanced analytics and AI training.

Use Cases

• Healthcare Payers & TPAs

• Financial Institutions

• Claims Processing Platforms

• Revenue Cycle Management (RCM) Providers

• Clearinghouses & Trading Partners

Benefits

• AI-Powered Automation

Reduces manual effort and improves accuracy across payment workflows.

• Accelerated Payment Lifecycle

Speeds up processing, approvals, and remittance generation.

• Real-Time Visibility

Dashboards and self-service tools provide transparency into payment status and performance.

• Audit-Ready Compliance

Automated logs and traceable reasoning ensure readiness for audits and regulatory reviews.

• Scalable Cloud Architecture

Built on AWS with secure, modular components supporting growth and multi-region deployment.

• End to End Monitoring and Observability

Integrated with AWS CloudWatch for logs, metrics, and traces to support root cause analysis and performance optimization.

Key AWS Components

Amazon S3, Amazon EventBridge, AWS Glue , AWS step function, DMS, AWS Data Lakehouse.