Pismo is a future-proof, cloud-native technology platform for core banking, card issuing, payment processing, digital wallets, lending, and corporate banking applications.
Pismo is a highly flexible, modular cloud native and API based processing platform for financial services. Banks and fintechs use the Pismo platform to create innovative financial products in a fast and scalable way. Among Pismo's clients are some of the largest financial institutions in Latin America , such as Itau, the largest bank in Latin America, BTG Pactual, the largest investment bank, and B3, owner of the Brazilian Stock Exchange. Pismo also serves new digital entrants, banks and fintechs in Europe, North America and Asia. Besides its headquarters in Brazil, Pismo has offices in the UK, the US, India and Singapore, and it works in partnership with OneConnect, part of the Asian group Ping An, in Southeast Asia. The Pismo platform comprises hundreds of microservices communicating with front-end applications through APIs. It manages over 66 million accounts, processes US$ 175 billion in transactions yearly, and receives 200 billion API calls annually. The platform performs operations in real-time, 24x7, with a zero downtime architecture. The Pismo platform can scale instantaneously to keep up with peak demand, exceeding 75,000 transaction authorisations per second. In addition, Pismo adopts the pay as you go price model so that financial institutions only pay for the resources they use. If needed, Pismo supplies tools for smooth account migration from a legacy system to its cloud based platform. These tools can transfer a large number of accounts gradually, with total visibility and data integrity assurance. Furthermore, the platform provides an extensive data stream for analytic, regulatory, and operational purposes.
Highlights
Core banking, lending, card issuing, seller management, and other financial applications on the same platform. Composable architecture allowing rapid development of new financial products.
High levels of security, scalability, and reliability.
Pismo Financial Services Platform is only sold through Private Offers. For pricing and terms please contact Pismo.
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Pricing is based on the duration and terms of your contract with the vendor, and additional usage. You pay upfront or in installments according to your contract terms with the vendor. This entitles you to a specified quantity of use for the contract duration. Usage-based pricing is in effect for overages or additional usage not covered in the contract. These charges are applied on top of the contract price. If you choose not to renew or replace your contract before the contract end date, access to your entitlements will expire.
Additional AWS infrastructure costs may apply. Use the AWS Pricing Calculator to estimate your infrastructure costs.
This listing offers one pricing dimension: Pismo Commerce Suite Enterprise (Global), billed as a Platform Fee per unit. Pricing is not published on the listing. Instead, you receive a Private Offer with terms negotiated directly for your deployment. This structure fits a cloud-native platform covering card issuing, core banking, digital wallets, lending, and seller management. Because it is a contract with a configurable unit quantity, your cost scales with the scope you agree to. To get exact numbers, you work with the vendor to generate a Private Offer.
Top-of-mind questions for buyers
What counts as one unit under the Pismo Commerce Suite Enterprise (Global) Platform Fee?
The listing bills a Platform Fee measured in units, but the exact unit definition is set within your Private Offer. The platform covers card issuing, core banking, digital wallets, lending, and seller management. To confirm what one unit maps to for your deployment, work with the vendor to generate a Private Offer.
How does my cost change as my transaction volume or product scope grows?
The platform is built to scale across regions and products. Because pricing uses a configurable unit quantity, your Platform Fee scales with the scope you agree to in your Private Offer. Growth in transactions or added products can change the units you commit to. Confirm exact scaling terms directly with the vendor.
Are integrations with third-party services like KYC, fraud, or payments clearing included in the Platform Fee?
The Platform Fee covers the Pismo platform and its API library. The platform connects to outside providers for identity verification, fraud monitoring, card personalization, and payments clearing. Those partner services are separate from this listing and may carry their own costs. Confirm what your Private Offer includes with the vendor.
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People like Pismo for its cloud-native scalability, real-time payment processing, intuitive interface, robust security, comprehensive banking features, and excellent customer support.
What do you dislike about the product?
While users appreciate its scalability and features, some mention occasional card-related issues, the platform being costly, limited customization for non-technical users, and infrequent reports of poor customer support
What problems is the product solving and how is that benefiting you?
Pismo solves the problem of fragmented and outdated financial systems by offering a single cloud-native platform that unifies real-time payments, card issuance, digital wallets, and core banking services. This benefits you by streamlining operations into one efficient system, enabling rapid product launches through its API-driven design, scaling effortlessly to handle high transaction volumes without downtime, improving customer experiences with faster and smoother transactions, and enhancing security through built-in safeguards—all helping you operate faster, safer, and more efficiently.
Real Estate
Pismo is an impressive platform designed for fintechs and modern financial institutions.
Reviewed on Aug 01, 2025
Review provided by G2
What do you like best about the product?
Pismo is an impressive cloud-native core banking and payments platform designed for fintechs and modern financial institutions. Its microservices architecture and strong API-first approach make integration fast and flexible.
What do you dislike about the product?
Steep Learning Curve, Documentation gap.
What problems is the product solving and how is that benefiting you?
Faster product rollouts
Real-time data access and decision-making
Reduced infrastructure costs
Better customer experiences through reliable and flexible services
Jahid A.
I learned good things about this product.
Reviewed on Jan 30, 2025
Review provided by G2
What do you like best about the product?
It offers a complete next-gen technology.
What do you dislike about the product?
There is nothing I dislike about pismo products.
What problems is the product solving and how is that benefiting you?
Pismo is solving the complexity of core banking.
Flora A.
Simple, Reliable, and Efficient Software
Reviewed on Jan 27, 2025
Review provided by G2
What do you like best about the product?
I have been using Pismo software for a while, and it’s been a great tool. It’s simple to use and fits well into my workflow. It handles tasks efficiently without overcomplicating things, which I really appreciate.
What do you dislike about the product?
One thing I’d like to see improved is (insert specific issue, like ‘more advanced customization options or faster updates for new features). While it’s reliable and gets the job done, adding that extra functionality would make it even better.
What problems is the product solving and how is that benefiting you?
For me, this means less time spent dealing with complex file setups and more focus on completing tasks efficiently. Its reliability ensures smooth operations, which is especially beneficial for managing larger projects or multitasking.
Donavan D.
Lightning Fast
Reviewed on Jan 20, 2025
Review provided by G2
What do you like best about the product?
The best security in terms of safety. Easy to use and provides the best support and ssuper easy features.
What do you dislike about the product?
Nothing really everything is perfect about the system.
What problems is the product solving and how is that benefiting you?
Quick and safe transactions. easy to use and the best features