Consumer Finance Attributes – Offline contains individual or household level data variables that provide and predict a variety of consumer finance attributes ranging from core information such as household income to predicted financial motivations and more.
Consumer Finance Attributes – Offline (Individual or Household Level) Data Product Overview
Consumer Finance Attributes – Offline contains individual or household level data variables that provide and predict a variety of consumer finance attributes ranging from core information such as household income to predicted financial motivations and more.
Use Cases
Consumer Finance Attributes – Offline can be used for personalized and targeted marketing communications by allowing marketers to optimize messaging, creative, and offer based on specific consumer characteristics, behaviors, and preferences. This facilitates better customer retention, customer acquisition, cross-sell or up-sell, and engagement rates.
Consumer Finance Attributes – Offline can be used to enrich CRM data by appending attributes to existing individuals in order to learn more about your customers.
Consumer Finance Attributes – Offline can be used for your own modeling processes.
Metadata
Description
Value
Geographic coverage
United States of America
Data Population Level
Individual or Household
Number of individuals/households covered
242.5+ million individuals & 117+ million households
Raw or scraped data
Raw Data
Key Fields
Household Income, Net Worth, Discretionary Spending, Liquid Investable Assets
Data Source(s)
Our data is created in an offline process but leverage offline and online data and behaviors. The vast majority of our database is proprietary although a few publicly available data sources are leveraged in its development AnalyticsIQ sources data from over 100 sources. These are predominantly public sources including: Core Demographic data from multiple sources; Census Block and Block Group level data; Econometric data from the US government; Summarized credit data from multiple credit bureaus; Property and mortgage information from county courthouses; Occupation information from state licensing boards; Past purchase behavior from catalogers and retailers that contribute their data at a category level. AnalyticsIQ is not an original compiler as the data above is readily available for purchase out in the market. However, AnalyticsIQ uses superior analytics to make our data best-in-class. One tool that is completely unique to AnalyticsIQ’s product development process is our proprietary survey data. This is where our Cognitive Sciences Department carefully crafts questions that we serve to a panel of consumers. Survey responses are not directly published on our file, but rather the answers are then modeled across our entire consumer file to create truly unique data points not available anywhere.
IncomeIQ_Plus_v3: Annual household income predictor in $’000s
InvestorIQ_Plus_v4: Predicted amount invested in a variety of liquid investable assets in $’000s
WealthIQ_Plus_v4: Total estimated net worth in $’000s
AIQ_ATP_v2: Likely ability to pay debts
Presence_of_CC: Individuals likely to be accredited investors
OS_Value_Seeker: Tendency to seek out good deals
Additional Information
Automotive Audiences – Digital Data Dictionary and AnalyticsIQ Full Data Dictionary are available for download. Please contact aws-support@analytics-iq.com for access.
Pricing Information
For pricing information on our 12-month licenses please reach out to Margo Hock at margoh@analytics-iq.com.
Regulatory and Compliance Information
All AnalyticsIQ audiences are HIPAA compliant, and many audiences are Regulation B / FLA friendly or have alternative Regulation B / FLA friendly versions. To learn more about AnalyticsIQ’s Regulation B / FLA Friendly data.
For users who wish to avoid PII, all AnalyticsIQ data can be anonymized through tokenization thanks to our strong partnership with Datavant, a leading providers of data de-identification services.
Founded in 2007 and based in Atlanta, AnalyticsIQ is vastly made up of data scientists, analysts, researchers, and cognitive psychologists with over 100 years of collective analytical experience. AnalyticsIQ is the first data company to consistently blend cognitive psychology with data science to understand the heart of individuals and their motivations – both as a consumer and as a professional. By linking an individual’s consumer profile at home to their professional profile at work, AnalyticsIQ strives to help companies know their customers and prospects like they know their friends, and its mission is for data to fuel every brand experience. AnalyticsIQ’s data consistently outperforms other data providers, and the company’s flexible approach means that they will do whatever it takes to work with clients to solve the challenges they may be facing. To learn more about AnalyticsIQ, please visit https://analytics-iq.com/.
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This listing carries a single pricing dimension billed as Units, and it is offered at no cost. You access consumer finance attributes at the individual or household level through this one option. There are no tiers, instance sizes, or usage add-ons to choose between. The data covers financial attributes such as net worth, debt-to-income ratio, liquidity, and credit card usage, delivered offline for enrichment, prospecting, and modeling. Because the product is free, pricing does not scale with volume or term.
Top-of-mind questions for buyers
What does one Unit represent for billing on this listing?
The listing bills on a Units dimension offered at no cost. A Unit reflects your access to the consumer finance attributes at the individual or household level. Since the price is free, counting Units does not change what you pay for this offline data.
What consumer finance attributes are included in this offline data?
You get individual and household financial attributes. These include net worth, debt-to-income ratio, liquidity, income, discretionary spend, debt, investor type, liquid assets, and credit card usage. The data supports enrichment, prospecting, and modeling, delivered offline rather than through a real-time connection.
Does my cost change as I use more of the data or over a longer term?
No. The listing is free, so cost does not scale with volume, record count, or time. There are no tiers, overage thresholds, or usage add-ons that could trigger a charge. You access the offline consumer finance attributes without per-record or term-based fees.
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