The block-chain based reconciliation and settlement platform streamlines the manual and time-consuming process pf card payment reconciliation by leveraging Hyperledger fabric. Its permissioned block chain infrastructure ensures that within the private network only right party with defined roles are onboarded and ensures privacy. It automates key functions through smart contracts, expediting settlement cycles, reducing operational delays, and minimizing errors. the platform ensures seamless data handling by adhering to ISO 8583 standards while also accommodating custom proprietary formats, making it adaptable to diverse financial ecosystem. With a focus on security and privacy, the solution offers role-based data access using a dynamic consent matrix and customizable permissions for participants. Smart contracts enforce business rules and validations, eliminating manual matching challenges and mitigating risks associated with disparate systems. By automating the process, the platform reduces reconciliation issues, improves traceability, and lowers operational costs by up to 30%. It also provides an audit train and dashboard for full transaction transparency, reduces fraudulent transaction to zero, and boosts settlement efficiency by 70%. The solution has been built and deployed on AWS leveraging various AWS services like docker, container on Amazon EKS, Amazon storage service (S3), Dynamo DB.