Fundbot Loan Management System (LMS)

Fundbot is an AI-powered, specialized Loan Management System for Supply Chain Financing (SCF) and Factoring, enabling banks and financial institutions (FI) to manage the complete lifecycle of lending end-to-end. Fundbot also adapts to tailor-made flows with configurable workflows and customizable features. Fundbot offers an administrator platform (Bank/FI Interface) as well as a customer-facing portal (Buyer's and Supplier's Interfaces) in over 15 languages.

Fundbot provides enterprise-grade management of financial workflows, from origination and onboarding to settlement and reconciliation. It empowers financial institutions with a scalable, secure, and compliant platform featuring real-time fund tracking, smart risk assessment, and automated regulatory reporting.

• Specialized Financing Programs: Provides full lifecycle management for specific SCF loan types, including Classical Factoring (With and Without Recourse), Reverse Factoring, and Buyer-led Financing.

• Borrower Lifecycle Management: Manages the entire entity journey with features for multi-channel onboarding for buyers, suppliers, and banks; customizable KYC document requirements; relationship and contract management; and entity amendments & archival.

• Collections & Payment Automation: Automates critical financial operations, including the management of overdue invoices, disbursals, repayments, and amortizations. The system also handles exception workflows and overrides.

• Advanced Risk & Credit Assessment: The platform features AI-powered risk scoring, credit assessment, and anomaly detection.

• Robust Cybersecurity: The system is protected by a comprehensive security framework that includes firewalls, intrusion detection systems, DDoS protection, regular penetration testing, and automated malware and vulnerability scanning.

• Risk & Compliance Management: Utilizes continuous compliance monitoring and full audit trails to maintain regulatory alignment. The platform includes robust treasury logging, reconciliation, and reporting infrastructure.

• Tailored User Interfaces: Fundbot provides dedicated, intuitive interfaces for each stakeholder, including a bank interface with customizable dashboards and controls, a buyer interface for payment tracking, and a supplier interface for managing financing requests.

• Flexible Deployment & Integration: The system offers REST, SOAP, and GraphQL APIs for seamless integration with core banking systems and ERPs. It can be deployed on the cloud, on-premises, or in a hybrid model to meet your institution's needs.

• Comprehensive Observability: Provides deep operational visibility through a dedicated monitoring stack, including Grafana and cloud-native tools. It features granular access and audit logs, real-time resource monitoring, and login activity tracking for full transparency and rapid diagnostics.