With GMO Aozora Net Bank's virtual account, you can provide real-time cash charging services to your digital wallet application. A virtual account will be issued in the wallet application to customers who wish to make a deposit via bank transfer. Since the GMO Aozora Net Bank virtual account can be notified of deposits via webhook, bank transfers can increase the balance of the digital wallet in real time. Being able to increase your balance after making a deposit is very important for the customer experience.