MoneyCloud Credit Operations Managed Services

💳 MoneyCloud Credit Operations Managed Services delivers a comprehensive managed service for the implementation and operation of payroll deducted credit and loan control systems. The service supports end to end credit operations, enabling organizations to structure, manage, and scale credit offerings with operational control, transparency, and real time visibility.

🔗 The service includes integration with customer data sources, API hub configuration for system consumption, registration of credit grantors and borrowers, and enablement of customized digital accounts. It also provides a robust credit engine covering interest and fee definition, credit simulation, installment collection control, request processing, and real time operational management.

⚙️ Delivered as a managed service, the offering supports continuous operation, monitoring, and evolution of credit environments. It adapts to regulatory, operational, and volume growth requirements while integrating with existing enterprise systems, ensuring consistency, traceability, and operational efficiency across the credit lifecycle.

☁️ Delivered as Managed Services, the solution is implemented on AWS infrastructure and can operate within customer-managed AWS accounts. The architecture leverages services such as Amazon EC2 and Amazon EKS for compute, Application Load Balancer (ALB) and Amazon API Gateway for traffic management and API exposure, Amazon RDS for managed databases, and core VPC components for network isolation and control. Security and performance are enhanced through AWS WAF and Amazon CloudFront, while Amazon CloudWatch provides monitoring, logging, and operational visibility. This model ensures security, data sovereignty, confidentiality, scalability, and reliable service delivery.