Incedo Kratos for Regulatory Controls Governance

Modernize Regulatory Controls with AI and Governed Automation

Incedo Kratos helps banks transform regulatory controls from fragmented manual processes into a governed, scalable, and auditable operating model. Instead of relying on isolated spreadsheets, legacy scripts, and disconnected review cycles, the platform brings the full control lifecycle into one enterprise environment—from discovery and authoring to validation, approvals, production execution, and ongoing governance. Designed for regional and super-regional banks, Kratos supports complex regulatory data obligations such as FDIC 370, AML/BSA, data quality controls, and broader enterprise compliance frameworks.

Why Traditional Control Models Create Risk

Many banks have invested heavily in modernization programs, yet regulatory controls often remain decentralized and difficult to verify. Controls may be written independently in SQL or SAS, managed outside governance systems, and supported by incomplete documentation. When failures occur, investigations can be slow, manual, and inconclusive. This often leads to: • Higher exam and audit risk • Increased likelihood of MRA findings • Slow remediation cycles • Excessive manual control effort • Limited transparency for governance teams • Difficulty scaling to new regulations

How Kratos Creates Value

Kratos uses AI-driven discovery, schema-aware control authoring, automated testing, and lifecycle governance to industrialize regulatory controls management. The platform maps regulatory obligations to specific data requirements, accelerates executable control creation, validates logic before production, and governs every release through auditable workflows. It can integrate with modern enterprise environments including data platforms, metadata catalogs, GRC systems, and workflow tools to provide end-to-end operational visibility.

AI, Data, and Governance Capabilities

The platform can leverage Amazon SageMaker for predictive models and control intelligence, Amazon Bedrock for AI-assisted authoring and impact analysis, Amazon S3 for control evidence and audit artifacts, AWS Glue for data preparation, Amazon Redshift for analytics, and Amazon QuickSight for dashboards and governance reporting.

What You Gain

Business Outcomes

Early implementations have demonstrated significant reductions in control authoring effort, fewer translation errors, faster investigations, and stronger exam readiness. The same Kratos foundation can scale from FDIC 370 to AML/BSA, CFPB, Dodd-Frank, SOX, and future regulatory programs.