Fraudio is a transaction risk platform built for the payments industry. Its patented Centralised AI pools transaction data across issuers and acquirers worldwide, a network effect single-customer models cannot match. One API delivers real-time payment fraud detection, merchant-initiated fraud detection, AML and A2A transfer monitoring. Integrate in days, not months, cutting false positives, lifting authorisation rates and proving ROI from day one. Trusted to protect thousands of merchants, globally. ISO 27001, GDPR and PSD2 compliant; PCI-exempt by design.