Sold by: Urata Soft
Deployed on AWS
An AI-driven credit scoring and model generation system based on patented technology. It automates financial risk assessment and optimizes credit scoring models with high precision.
For detailed setup and execution instructions, please be sure to read the README.md file located in /home/ec2-user/ after startup.
Overview
This software provides an advanced artificial intelligence system for automated credit scoring and precise model generation, based on patented technology (Patent No. 7791512). It integrates XAI and SHAP to deliver high explainability, while maximizing Accuracy and optimizing AUC to evaluate credit risk and delinquency probability. Furthermore, the system ensures compliance with the Japan Financial Services Agency's (FSA) AI guidelines. Engineered for financial institutions and fintech platforms, the system streamlines underwriting efforts and creates highly optimized predictive models. Users can seamlessly deploy, monitor, and update machine learning models.
Highlights
- Patented AI credit scoring (Patent No. 7791512) utilizing XAI and SHAP for high Accuracy and AUC.
- Automated model generation assessing delinquency probability to reduce financial risk evaluation time.
- Fully compliant with Japan Financial Services Agency (FSA) AI guidelines for secure financial deployment.
Details
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Delivery method
Delivery option
64-bit (x86) Amazon Machine Image (AMI)
Latest version
Operating system
AmazonLinux 2023
Deployed on AWS
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Features and programs
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Pricing
Pricing is based on actual usage, with charges varying according to how much you consume. Subscriptions have no end date and may be canceled any time.
Additional AWS infrastructure costs may apply. Use the AWS Pricing Calculator to estimate your infrastructure costs.
Dimension | Cost/hour |
|---|---|
t3.medium Recommended | $1.00 |
Vendor refund policy
All sales are final. We do not offer refunds for this product under any circumstances.
Legal
Vendor terms and conditions
Upon subscribing to this product, you must acknowledge and agree to the terms and conditions outlined in the vendor's End User License Agreement (EULA) .
Content disclaimer
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Delivery details
64-bit (x86) Amazon Machine Image (AMI)
Amazon Machine Image (AMI)
An AMI is a virtual image that provides the information required to launch an instance. Amazon EC2 (Elastic Compute Cloud) instances are virtual servers on which you can run your applications and workloads, offering varying combinations of CPU, memory, storage, and networking resources. You can launch as many instances from as many different AMIs as you need.
Version release notes
Initial release of the AI Credit Scoring and Model Generation System.
Additional details
Usage instructions
- Connect via SSH: ssh -i your-key.pem ec2-user@<instance-ip>
- Execute the Application: Navigate to the application directory and run python3 -c "import sys; sys.path.append('app'); from webapp import app; app.run(host='0.0.0.0', port=8080)" to start the Flask server.
- Access the System: Open your web browser and navigate to http://<instance-ip>:8080 to view the credit scores and risk assessments.
Resources
Vendor resources
Support
Vendor support
For technical support or licensing, visit https://www.urata-soft.org/ or contact us via our online form.
AWS infrastructure support
AWS Support is a one-on-one, fast-response support channel that is staffed 24x7x365 with experienced and technical support engineers. The service helps customers of all sizes and technical abilities to successfully utilize the products and features provided by Amazon Web Services.
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