Secure, no-code LOS for Banks & NBFCs. Launch loan products in days, deploy on your own AWS cloud, and ensure 100% RBI compliance with complete data sovereignty.
FinStack is a modern, no-code Loan Origination System (LOS) empowering Banks, NBFCs, and Loan Service Providers (LSPs) to digitize and scale their lending operations. Built for flexibility and speed, FinStack allows financial institutions to launch new loan products - from personal and education loans to complex secured lending like Home Loans and Loan Against Property - in a matter of days without needing engineering resources.
Unlike traditional SaaS solutions, FinStack is deployed entirely within your own cloud environment, ensuring that you maintain 100% control over your data and configurations. This architecture guarantees compliance with stringent RBI Master Directions regarding data localization and privacy. The platform features a powerful visual rule builder for defining credit policies, borrower journeys, and operations workflows, enabling risk teams to iterate and back-test strategies in real-time.
FinStack also includes a comprehensive API Marketplace, offering pre-integrated connectors for KYC, bureau checks, banking analysis, e-signing, and e-NACH mandates. With support for self-serve, assisted, and hybrid onboarding models, FinStack ensures you can cater to every borrower segment while streamlining operations for Direct Selling Agents (DSAs) and internal teams.
Highlights
Truly No-Code Agility: Launch and modify loan products, credit policies, and workflows in days using a visual interface, eliminating dependency on engineering teams.
Data Sovereignty & Security: Hosted securely on your own AWS cloud infrastructure, ensuring your data never leaves your control and meeting strict RBI compliance standards.
Unified API Ecosystem: Access a pre-integrated marketplace of APIs for KYC, credit bureaus, and banking analysis, or easily plug in your own custom integrations.
AWS Marketplace now accepts line of credit payments through the PNC Vendor Finance program. This program is available to select AWS customers in the US, excluding NV, NC, ND, TN, & VT.
Pricing is based on the duration and terms of your contract with the vendor. This entitles you to a specified quantity of use for the contract duration. If you choose not to renew or replace your contract before it ends, access to these entitlements will expire.
Additional AWS infrastructure costs may apply. Use the AWS Pricing Calculator to estimate your infrastructure costs.
This listing offers one pricing option: the Starter Pack. You buy 1 unit of FinStack plus starter Support under a contract, billed for a 1-month term. Pricing is unit-based, so you commit to a set quantity rather than paying by usage. This single dimension gives you access to the No-Code Loan Origination System, which is deployed on your own cloud. There are no separate tiers or instance sizes to choose from on Marketplace. To add more capacity or extend the term, you buy additional units.
Top-of-mind questions for buyers
What does one unit in the Starter Pack actually cover?
One unit gives you access to the No-Code Loan Origination System plus starter Support for a 1-month term. The system is deployed on your own cloud and lets you configure loan products, borrower journeys, and credit policies without engineering effort. To add capacity or extend the term, you buy more units.
What is included in the starter Support that comes with the unit?
Support in this pack covers the 1-month term. FinStack describes support including technical assistance, implementation help, training, and ongoing maintenance. Dedicated account managers are offered for enterprise clients. For the exact scope of starter Support at this tier, confirm details with the vendor before purchase.
How does the deployment work since the system runs on my own cloud?
FinStack is deployed on your preferred cloud or on-premises infrastructure. Your data and configurations stay visible only to you. The platform connects to your existing core banking, loan management, and CRM systems through open APIs, and adapts to your information security policy.
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