Bdeo Platform for underwriting streamlines the auto policy underwriting process, shortening terms and reducing costs. Here's a breakdown of Bdeo's features:

Evidence Capture: Bdeo's Visual Intelligence technology enables guided collection of damage evidence through SmartPhoto or SmartVideo tools directly on the user's smartphone. This process doesn't require downloading an app and can be initiated via SMS. AI algorithms are employed for fraud detection by contrasting collected evidence with geolocation using GPS coordinates. The image capture system includes customizable templates and flows, with API integration available for third-party platforms.

Damage Verification and Analysis: Bdeo's Visual Intelligence engine analyzes captured evidence down to the pixel, identifying and assessing damage type, location, severity, and extent. It also detects vehicle brand and model, damaged parts, affected surfaces, damage types, and severities. Additionally, it can capture and decode VIN and license plate information through OCR.

Cost Estimation and Policy Recommendation: Bdeo automates deductible recommendations based on evidence analysis, offering real-time recommendations tailored to insurers' business rules. Intelligent rules are employed for automated decisions during insurance underwriting.