AI-Driven Development Wealth Management Solution

Every financial services engineering team has adopted AI tools. Few have fundamentally changed how software gets built. Coding assistants accelerate individuals, but they don’t transform teams. The real opportunity is to double or triple delivery velocity while improving quality, compliance, and audit traceability. That requires a new development operating model, not another tool.

The Perficient AI-Driven Development Solution for Financial Services embeds an AI-First Engineering Pod, a three-person Perficient team, directly into your existing feature development team. This pod implements the AI-DLC methodology through a structured three-month adoption program. AI generates specifications, requirements, designs, source code, tests, and documentation at every stage, while human teams retain control and approval authority at each governance gate.

The AI-DLC architecture operates across three integrated layers:

Methodology Layer Delivery is structured around Bolts. A Bolt is a fully traceable, independently deployable unit of business functionality, typically completed in hours to a few days. Each Bolt includes complete artifact generation, including requirements, design, code, tests, and documentation, along with enforced quality gates and documented human approvals. Bolts are designed to be production-ready increments that are measurable for velocity, quality, and compliance outcomes.

Tooling Layer The solution integrates leading AI and DevSecOps tooling, including Kiro, Claude Code on AWS Bedrock, Steering Files, Snyk for security scanning, SonarQube for code quality, CI/CD pipelines, Jellyfish for engineering metrics and ROI tracking, AWS DevOps and Security Agents, Amazon SageMaker, and AWS Bedrock.

Artifacts Layer Each Bolt produces a complete, audit-ready artifact set, including requirements, non-functional requirements, user stories, test cases, infrastructure-as-code scripts, system documentation, and decision and audit logs. This ensures full traceability from requirement through deployment.

The engagement progresses through four phases:

• Week Zero: Platform scoping, AI-DLC planning, ISV tooling recommendations, and team onboarding
• Month 1, Foundation: Core AI-DLC practices established, steering files configured, and first production-ready Bolt delivered
• Month 2, Maturity: Client team leads ceremonies, quality gates are consistently enforced, and Bolt throughput increases
• Month 3, Independent Operation: Full ownership of the toolchain is transferred, and a repeatable playbook is delivered to scale across additional teams

Purpose-built for financial services organizations, with particular depth in wealth management, banking, insurance, and regulated platforms. The solution addresses industry-wide requirements for availability, security, regulatory compliance, and auditability, while supporting domain-specific needs such as fiduciary responsibility, transaction integrity, and customer data protection.

AI-DLC steering files are pre-configured with financial services compliance frameworks, including SEC, FINRA, SOC 2, ISO 27001:2022, PCI DSS, and HIPAA, enabling teams to embed regulatory requirements directly into the development lifecycle.

Delivered by Perficient, a Top 1% AWS FSI Partner holding both Premier Tier partner status and the AWS Financial Services Competency designation, with 250+ AWS-dedicated consultants and lighthouse wealth management customers. This offering co-sells with AWS and is eligible for AWS funding programs.