This SageMaker model package provides a REST API to classify customer messages into 77 fine-grained banking intents (card issues, transfers, top-ups, account access, fees, and more).
Use it to route support tickets, power chatbots and IVR systems, or analyze contact-center transcripts. Each prediction returns the intent label and a confidence score.
The API accepts input as JSON or CSV and supports real-time endpoints and batch transform.
Model and training data
The model is a ModernBERT-base (answerdotai/ModernBERT-base) text classifier
fine-tuned with PyTorch and Hugging Face Transformers on the public banking77 dataset.
It runs in network isolation on SageMaker, so no data leaves your account.
Known limitations
English only. Other languages are not supported.
The model was fine-tuned on inputs up to 512 tokens. Longer text is
accepted, but accuracy is only characterized to that length; split long
documents into passages before sending.
The label set is fixed to the 77 banking77 intents. Messages outside
retail banking are still mapped to one of them, so use the confidence
score to route low-confidence traffic to a human.
Single-intent: a message covering two intents returns only the
strongest.
Measured performance
Accuracy 92.2 percent, macro-F1 0.923, measured on 2,616 held-out examples from banking77.
The split is seeded (70/20/10, seed 42) and was not used in training.
Real-time endpoint on ml.m5.large: 252 ms median per request (267 ms p95).
Throughput on the same instance: about 24 texts per second at a batch size of 32.
Highlights
Route banking chat and IVR turns into 77 intents covering cards, payments, transfers, access, and fees
Fine-grained banking taxonomy out of the box - no intent-training project to stand up
AWS Marketplace now accepts line of credit payments through the PNC Vendor Finance program. This program is available to select AWS customers in the US, excluding NV, NC, ND, TN, & VT.
You pay by the hour based on the compute instance you choose and the inference mode you run. Pricing covers two instance families: compute-optimized c5 sizes (xlarge, 2xlarge) and general-purpose m5 sizes (large, xlarge, 2xlarge). Each instance offers two modes. Batch mode processes a group of records in a scheduled job. Real-time mode serves an always-on endpoint for live requests. Larger instances carry higher hourly rates than smaller ones in the same family. You select the size and mode that fit your workload, and charges accrue for each host hour used.
Top-of-mind questions for buyers
What does one host hour cover, and when does metering start and stop?
One host hour is one hour that a chosen instance runs the model. A real-time endpoint meters every hour it stays active, even when idle between requests. A batch job meters only while the job runs. Charges stop when you delete the endpoint or the batch job finishes.
How do batch mode and real-time mode differ for my bill?
Real-time mode runs an always-on endpoint for live requests, so hours accrue continuously until you delete it. Batch mode processes a group of records in a scheduled job, so hours accrue only during that job. Real-time suits steady live traffic; batch suits periodic bulk classification.
Do I pay for the model output volume, or only the instance hours?
You pay only for instance host hours. The number of records classified or labels returned does not change the rate. Cost depends on which instance size runs and how long it runs, not on how much text you send through it.
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An Amazon SageMaker model package is a pre-trained machine learning model ready to use without additional training. Use the model package to create a model on Amazon SageMaker for real-time inference or batch processing. Amazon SageMaker is a fully managed platform for building, training, and deploying machine learning models at scale.
Deploy the model on Amazon SageMaker AI using the following options:
Real-time inference
Deploy the model as an API endpoint for your applications. When you send data to the endpoint, SageMaker processes it and returns results by API response. The endpoint runs continuously until you delete it. You're billed for software and SageMaker infrastructure costs while the endpoint runs. AWS Marketplace models don't support Amazon SageMaker Asynchronous Inference. For more information, see Deploy models for real-time inference .
Batch transform
Deploy the model to process batches of data stored in Amazon Simple Storage Service (Amazon S3). SageMaker runs the job, processes your data, and returns results to Amazon S3. When complete, SageMaker stops the model. You're billed for software and SageMaker infrastructure costs only during the batch job. Duration depends on your model, instance type, and dataset size. AWS Marketplace models don't support Amazon SageMaker Asynchronous Inference. For more information, see Batch transform for inference with Amazon SageMaker AI .
Version release notes
Important: security update. The inference container is rebuilt on Amazon
Linux 2023, replacing a Debian base that carried HIGH and CRITICAL CVEs
with no fixed version available upstream.
The model itself is unchanged. This version is exported from the same
fine-tuned checkpoint as version 1.
Request and response formats are unchanged: JSON or CSV in, label plus
confidence out.
Additional details
Inputs
Outputs
Usage instructions
Sample notebooks
Inputs
Summary
A JSON object with a "texts" array of strings to classify (or a CSV file, one text per line, for batch transform).
Input MIME type
application/json, text/csv
Real-time inference sample input data
{"texts": ["How do I change my PIN?"]}
Batch transform sample input data
How do I change my PIN?
Input data descriptions
The following table describes supported input data fields for real-time inference and batch transform.
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