Fabric by Decentro provides identity, KYC, verification, and compliance APIs for fintechs, banks, NBFCs, and enterprises. Build secure onboarding and risk workflows with APIs for KYC verification, Aadhaar verification, CKYC, bank account validation, fraud detection, customer identity verification and credit scores.
Fabric by Decentro is an identity and compliance infrastructure platform that enables fintechs, banks, NBFCs, and enterprises to build secure onboarding, verification, and risk management workflows through APIs and SDKs. The platform provides access to KYC, identity verification, bank account validation, CKYC, fraud detection, and customer due diligence workflows through developer-friendly integrations and scalable infrastructure.
With Fabric, businesses can automate customer onboarding, streamline compliance operations, and reduce manual verification efforts while maintaining security and regulatory readiness. Features such as real-time verification APIs, workflow orchestration, webhook-based notifications, audit trails, and configurable onboarding journeys help teams improve approval rates and operational efficiency.
Designed for high-scale financial and regulated use cases, Fabric supports digital onboarding, lending workflows, account verification, merchant onboarding, fraud prevention, and compliance automation across fintech, banking, insurance, wealthtech, and SaaS platforms.
Highlights
Automate KYC, identity verification, CKYC, bank account validation, and compliance workflows through a unified API infrastructure platform built for fintechs, banks, NBFCs, and enterprises.
Accelerate customer onboarding with real-time verification APIs, developer-friendly integrations, webhook support, audit trails, and scalable workflow orchestration for regulated businesses.
Improve fraud prevention and compliance operations with secure identity infrastructure designed for lending, merchant onboarding, financial services, and high-volume digital onboarding workflows.
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Pricing is based on the duration and terms of your contract with the vendor, and additional usage. You pay upfront or in installments according to your contract terms with the vendor. This entitles you to a specified quantity of use for the contract duration. Usage-based pricing is in effect for overages or additional usage not covered in the contract. These charges are applied on top of the contract price. If you choose not to renew or replace your contract before the contract end date, access to your entitlements will expire.
Additional AWS infrastructure costs may apply. Use the AWS Pricing Calculator to estimate your infrastructure costs.
Access to Fabric by Decentro identity, KYC, verification, onboarding, fraud detection, CKYC, and compliance APIs with additional usage billed based on consumption across enabled services.
You pay per unit of usage across independent service categories, with no tiers to choose between. Each dimension bills separately based on the API requests you consume. Categories include identity validations, Digilocker fetches, detailed verifications, RC and employment checks, Udyam services, bank validations, ID conversions, image recognition, HyperStreams, intelligence APIs, customer data pull, and several CKYC functions (search, download, update/upload, platform). Soft Pull, OmniScore, and Face Match are also billed per request. The Fabric Identity & Compliance Platform dimension gives you access to the full suite, with extra usage billed by consumption across the services you enable.
Top-of-mind questions for buyers
What counts as one billable unit for CKYC Search versus CKYC Download?
Each CKYC Search bills one unit per enquiry that looks up records in the Central KYC Registry. Each CKYC Download bills one unit per request that retrieves a verified customer record. These are separate actions, so searching and then downloading a record charges two units across two dimensions.
How do these per-request dimensions combine on one invoice, and which drives my bill?
Each dimension bills independently based on the requests you consume, and all charges appear together on one invoice. No single dimension dominates by design. Your cost reflects which services you actually call. High-volume onboarding flows push identity, Digilocker, and image recognition usage up, while regulated journeys raise CKYC charges.
What happens to cost when I enable more services under the Fabric Identity & Compliance Platform dimension?
The Fabric Identity & Compliance Platform dimension gives you access to the suite of identity, KYC, verification, onboarding, fraud detection, and CKYC APIs. Additional usage bills based on consumption across the services you enable. Enabling more services does not add a flat fee; you pay per request as you call each enabled API.
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Vendor refund policy
Subscription, usage, overage, upgrade, and setup fees are non-refundable except where required by applicable law. Refunds or chargebacks related to payment transactions are subject to Decentro transaction dispute and banking partner policies. Customers may raise billing or refund requests at support@decentro.tech or grievances@decentro.tech. Cancellation requests apply at the end of the active subscription term.
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Support
Vendor support
Decentro provides onboarding, integration, and operational support for customers using Fabric by Decentro. Customers can expect assistance with API integrations, KYC and verification workflows, onboarding flows, troubleshooting, compliance-related queries, and platform operations through dedicated support channels.
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