A cloud native EMV 3D Secure 3DS Authentication Platform designed for secure, frictionless, and compliant cardholder verification. Built on AWS for high availability and scalability, it enables issuers, payment gateways, and financial institutions to reduce fraud, improve approval rates, and deliver seamless Strong Customer Authentication SCA. Supports EMV 3DS 2.x, risk based authentication, advanced security controls, and real time monitoring for superior performance and regulatory compliance.
Our 3D Secure 3DS Authentication Platform is an enterprise grade, cloud native solution engineered to deliver secure, seamless, and fully compliant cardholder authentication for digital payment transactions. Built and optimized for AWS, the platform supports EMV 3D Secure 3DS 2.x protocols, enabling organizations to implement frictionless Strong Customer Authentication SCA while maintaining outstanding user experience and adherence to global and regional regulatory standards. Designed for high performance payment ecosystems, the platform facilitates secure communication between Access Control Servers ACS, Directory Servers, and issuer environments. It leverages a robust risk based authentication RBA engine, dynamic challenge flows, and real time decisioning to reduce fraud, minimize false declines, and maximize transaction approval rates. Key Capabilities EMV 3DS 2.x Compliance: Full support for EMVCo specifications, including biometric, app based, and OTP authentication. Risk Based Authentication: Real time risk scoring and adaptive challenge strategies for optimal security and user experience. High Availability and Scalability: Cloud native architecture with AWS auto scaling, load balancing, and multi region support for high TPS workloads. Seamless User Experience: Mobile and web optimized challenge flows that ensure frictionless authentication journeys. Advanced Security Controls: End to end encryption, tokenization support, and PCI DSS aligned processing framework. Comprehensive Monitoring: Real time dashboards, analytics, and audit ready reporting for compliance and operational insight. Business Value Reduces fraud and chargebacks through strong, risk adaptive authentication Increases transaction success rates by minimizing friction Enhances customer experience with streamlined challenge flows Accelerates time to market for issuers and payment service providers Ensures compliance with EMV, card network, and regulatory requirements such as RBI and PSD2 Deployment and Integration Available as a secure SaaS deployment on AWS Marketplace, the solution supports flexible integration with issuer systems, payment gateways, core banking platforms, and fraud monitoring tools. APIs and SDKs simplify onboarding and enable rapid adoption within existing payment infrastructures. Why Choose This 3DS Platform on AWS Marketplace Organizations gain a proven, high performance authentication solution that combines security, scalability, and regulatory compliance backed by AWS reliability. Designed for modern digital payment ecosystems, the platform helps businesses scale confidently while providing an exceptional cardholder authentication experience.
Highlights
Frictionless EMV 3DS 2.x Compliant Authentication Deliver seamless and secure customer verification with full EMVCo 3DS 2.x compliance, supporting biometrics, app based authentication, and OTP authentication, optimizing approval rates while meeting global regulatory standards.
Cloud Native High Performance Architecture on AWS Built for scale with auto scaling, load balancing, and high availability, the platform handles high transaction volumes effortlessly, ensuring consistent performance for banks, issuers, and payment gateways.
Intelligent Risk Based Authentication RBA Reduce fraud and minimize challenges using advanced real time risk scoring, adaptive workflows, and dynamic decisioning that balance security with an exceptional user experience.
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Pricing is based on the duration and terms of your contract with the vendor, and additional usage. You pay upfront or in installments according to your contract terms with the vendor. This entitles you to a specified quantity of use for the contract duration. Usage-based pricing is in effect for overages or additional usage not covered in the contract. These charges are applied on top of the contract price. If you choose not to renew or replace your contract before the contract end date, access to your entitlements will expire.
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This product bills on a usage basis tied to authentication request volume each month. You pay per request for transactions within the first tier, covering volume from 0 to 500,000 requests per month. A separate per-request rate applies to any transaction above 500,000 in a month. Pricing scales with how many transactions you process, so your cost rises with higher volume. There are no fixed instance sizes or seat counts. The two dimensions work together as volume tiers within the same monthly usage model.
Top-of-mind questions for buyers
What counts as one request for billing purposes?
Each request is one cardholder authentication the 3DS Server processes for a card-not-present transaction. The product authenticates card payments on the acquiring side. Your monthly request count equals the number of transactions sent through the authentication service that month.
What happens to my cost when I cross 500,000 requests in a month?
The first tier covers requests from 0 to 500,000 in a month. Once you pass 500,000, the above-500K per-request rate applies to each additional request. The transition happens automatically based on your monthly volume, so higher usage raises your total cost.
Do charges reset each month or carry forward?
Billing is measured per month. Your request count resets at the start of each monthly period. The first-tier and above-500K rates apply based on that month's volume alone, so a high-volume month does not affect later months' tier placement.
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The software and support are provided AS IS. Refunds are only issued if the provider is found liable under the agreement. Any refund is limited to the total fees paid in the preceding 12 months. No refunds are provided for cancellations, unused service periods, or issues caused by third-party systems
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A cloud native EMV 3D Secure 3DS Authentication Platform designed for secure, frictionless, and compliant cardholder verification. Built on AWS for high availability and scalability, it enables issuers, payment gateways, and financial institutions to reduce fraud, improve approval rates, and deliver seamless Strong Customer Authentication SCA. Supports EMV 3DS 2.x, risk based authentication, advanced security controls, and real time monitoring for superior performance and regulatory compliance.
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