Overview

Product video
FICO Platform puts the customer at the centre of everything, connecting previously siloed experiences into a decision intelligence platform that drives value creation across the entire customer lifecycle. Dynamic customer profiles, AI-powered insights, and an outcome-driven feedback loop across all portfolios, products, and channels drive instant, seamless experiences and holistic, always-on protection for your customers, all with the safety and trust that regulated industries demand.
FICO® Platform connects dynamic profiling directly to millisecond decision-making at enterprise scale. And unlike platforms that lack deep customer context, our decision intelligence platform anchors every decision in an always-on customer 360 that unifies growth, risk, and customer insights. What makes this truly unique: We track how each decision impacts business results, enabling rapid experimentation, continuous learning, and adaptive strategies all backed by 70+ years of risk analytics expertise with explainable AI you can trust.
FICO® Platform powers some of the world's most complex and regulated enterprises, helping clients accelerate growth with resilience while fostering agility and long-term customer loyalty. Clients have realized significant value, including:
- Seamless customer experiences: Deliver decisions faster and more accurately, cutting processing speeds from hours to minutes.
- Automation that scales: 30% decrease in manual intervention and an 80% increase in automation, leading to higher customer satisfaction and internal efficiency gains.
- Accelerated ROI: 90% reduction in new credit policy production time while cutting IT development expenditures by 20%, streamlining time-to-value and driving down operational costs.
- More accurate decisions: Process over 5 billion customer transactions, leading to a 3000% boost in scoring data that enables better customer understanding and more profitable credit risk decisions.
Highlights
- Dynamic profiles: Always-on customer intelligence that evolves with every interaction. Capture and synthesize every customer interaction into a dynamic customer profile architected for maximum trust and reusability, providing full visibility and context across enterprise silos.
- Trusted decisions: Automated decisions you can trust, explain, and control. Orchestrate seamless, secure customer journeys powered by industry-leading AI and optimization technology and a best-in-class decision intelligence platform that transforms insights into real-time actions.
- Agentic outcomes: Connected outcomes continuously aligned to strategic business intent. Feed every outcome back into the system to create autonomous learning loops that are constantly adapting and self-improving.
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