Wallet Top Up lets businesses offer fast, secure digital wallet reloads to their customers through a single integration. Accept top-ups via cards, bank transfers and local payment methods, with real-time balance updates, built-in fraud controls, and full transaction visibility, all running on AWS for scale and reliability.
Wallet Top Up is a cloud-native solution that helps fintechs, telcos, retailers, gaming platforms and super-apps let their users add funds to digital wallets quickly and safely.
Through a single API and a ready-to-use hosted checkout, businesses can accept top-ups from multiple funding sources, including credit and debit cards, bank transfers, and popular local payment methods, without building and maintaining separate payment integrations.
Balances update in real time, so users can spend funds immediately. Configurable limits, velocity checks and automated fraud screening help reduce risk and support compliance requirements, while a reconciliation dashboard gives finance and operations teams full visibility into every transaction.
Built on AWS, Wallet Top Up scales automatically to handle peak demand, offers high availability across regions, and integrates with your existing systems through REST APIs and webhooks. Teams can go live in weeks instead of months and focus on growing their customer base rather than managing payment infrastructure.
Key use cases:
Prepaid and stored-value wallets
Mobile airtime and data top-ups
In-app and in-game credit purchases
Loyalty and rewards balances
Highlights
Multiple funding methods, one integration: accept cards, bank transfers and local payment methods through a single API and hosted checkout.
Real-time and secure: instant balance updates with built-in fraud screening, limits and transaction monitoring.
Scalable on AWS: high availability and automatic scaling to handle peak top-up volumes, with fast time to go-live.
AWS Marketplace now accepts line of credit payments through the PNC Vendor Finance program. This program is available to select AWS customers in the US, excluding NV, NC, ND, TN, & VT.
Pricing is based on the duration and terms of your contract with the vendor. This entitles you to a specified quantity of use for the contract duration. If you choose not to renew or replace your contract before it ends, access to these entitlements will expire.
Additional AWS infrastructure costs may apply. Use the AWS Pricing Calculator to estimate your infrastructure costs.
This listing uses a single pricing dimension: Wallet Top Up, billed in units. You buy units to fund your wallet balance under a contract. The wallet holds credit you draw from as you use the platform. Pricing scales with how many units you purchase, since quantity is configurable. There are no separate tiers or instance sizes here. You add more units when you need to replenish your balance.
Top-of-mind questions for buyers
What does one Wallet Top Up unit represent, and how do I use the credit?
Each unit adds credit to your wallet balance. You draw from that balance as you use the platform, such as rewarding valid security findings. The pay-for-results model means you spend credit only on validated vulnerabilities, not on detection time or researcher access.
What happens to my cost as I add more wallet units?
Cost scales directly with the number of units you buy, since quantity is configurable. There are no tiers or instance sizes. Buying more units adds more credit to your balance. You replenish by purchasing additional units when your balance runs low.
Do unused wallet units carry over, or do they expire?
The wallet holds credit you draw down as you use the platform, so unused units remain available until spent. The specific expiry or rollover terms for wallet credit are not stated in the available data. Contact the vendor to confirm how long credit stays valid.
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