SymbioSys Sales Tool as a Service is a comprehensive sales enabler that empowers the producer to manage end to end sales process from Lead Activity management to Collateral Management, Financial Need Analysis, Product recommendation, Sales Illustration, Application including documents and Signature capture, field underwriting and payment processing on a hand held device in both online and disconnected mode. It is a one stop service that supports Life, Annuity, Pensions, Health products, in multiple languages and currencies. The field force can engage with the prospect either in person or with physical distancing, thru customer collaboration offered thru this service. SymbioSys Sales Tool has configured over 500 base plans and 1000 riders and caters to the need of global insurance markets. It has generated over 20 million sales illustrations and processed over 8 million applications across 24 customers in 9 countries. It is powered by an inbuilt, highly configurable product configurator designed on the philosophy of no code, that offers the widest range of configurators. For few insurers, SymbioSys Sales Tool has enabled them to be 100 percent paperless. SymbioSys Sales Tool-as-a-Service is designed for the global insurance distribution needs and is proven with unique capabilities like Ability to quickly adapt to evolving business changes, products, channels and complex rules Works on multiple platforms (Tablets/Laptops) and OS (Android/iOS/Windows) Control access rights with purge ability of device data on deactivation Context based application with seamless data sync during connectivity Increased face time and Consultative selling thru Solvers to improve customer experience Significant improvement in the STP rate 100% Reduction in the NIGO (Not-In-Good-Order) rates Easily configurable Medical and Underwriting reflexive questionnaire Handshake seamlessly with digital ecosystem with ready real time API interfaces