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    IBM Safer Payments

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    Real-time, AI-powered fraud detection for banks, processors, and fintechs. Sub-5ms scoring at 10,000+ TPS, 99.999% uptime, PCI SSF certified. Deploy and update ML models in days, not months.

    Overview

    Stop fraud in real time across every payment channel. Sub-5ms decisions, 10,000+ TPS, 99.999% availability. Customer-controlled ML build, test, and deploy fraud models without downtime.

    Highlights

    • Sub-5ms transaction scoring at 10,000+ TPS with 99.999% availability the only fraud platform purpose-built for instant payments at nation scale.
    • Customer-controlled machine learning build, test, and deploy new fraud models in days on live production data without interrupting monitoring or vendor dependency.
    • Proven ROI: STET reduced card fraud by $115M+ annually; Forrester-validated 73% reduction in false positives and 4x improvement in analyst productivity.

    Details

    Delivery method

    Deployed on AWS
    New

    Introducing multi-product solutions

    You can now purchase comprehensive solutions tailored to use cases and industries.

    Multi-product solutions

    Features and programs

    Financing for AWS Marketplace purchases

    AWS Marketplace now accepts line of credit payments through the PNC Vendor Finance program. This program is available to select AWS customers in the US, excluding NV, NC, ND, TN, & VT.
    Financing for AWS Marketplace purchases

    Pricing

    IBM Safer Payments

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    Pricing is based on the duration and terms of your contract with the vendor. This entitles you to a specified quantity of use for the contract duration. If you choose not to renew or replace your contract before it ends, access to these entitlements will expire.
    Additional AWS infrastructure costs may apply. Use the AWS Pricing Calculator  to estimate your infrastructure costs.

    12-month contract (1)

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    Dimension
    Description
    Cost/12 months
    IBM Safer Payments 10M Transactions / Annual Entitlement
    One unit entitles the customer to process up to 10 million payment transactions through IBM Safer Payments over a 12-month term. Pricing is based on the IBM Resource Value Unit (RVU) model. Higher transaction tiers are available via IBM Private Offer contact your IBM representative.
    $319,200.00

    Vendor refund policy

    IBM Safer Payments is sold via private offer under the terms of the IBM SaaS Agreement and the applicable IBM Cloud Service Description. All sales are final and non-refundable except as expressly set forth in those agreements. For refund inquiries, billing disputes, or entitlement questions, contact your IBM representative or IBM Marketplace Support at https://www.ibm.com/mysupport . IBM will review valid refund requests in accordance with the governing agreement.

    Custom pricing options

    Request a private offer to receive a custom quote.

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    Legal

    Vendor terms and conditions

    Upon subscribing to this product, you must acknowledge and agree to the terms and conditions outlined in the vendor's End User License Agreement (EULA) .

    Content disclaimer

    Vendors are responsible for their product descriptions and other product content. AWS does not warrant that vendors' product descriptions or other product content are accurate, complete, reliable, current, or error-free.

    Usage information

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    Delivery details

    Software as a Service (SaaS)

    SaaS delivers cloud-based software applications directly to customers over the internet. You can access these applications through a subscription model. You will pay recurring monthly usage fees through your AWS bill, while AWS handles deployment and infrastructure management, ensuring scalability, reliability, and seamless integration with other AWS services.

    Support

    Vendor support

    IBM Safer Payments is backed by IBM Software Support, with 24/7 coverage for production deployments and priority response for Severity 1 incidents. Customers get access to the IBM Support Portal, technical documentation, and direct engagement with the Safer Payments engineering and product teams. Enterprise customers can engage IBM Expert Labs for managed services, including application management, infrastructure monitoring, model tuning, and deployment advisory, across cloud and on-premises environments. For pre-sales questions, evaluations, and procurement, contact your IBM account representative. Partners and resellers can find enablement through IBM Partner Plus. Product page: ibm.com/products/safer-payments Documentation: ibm.com/docs/en/safer-payments

    AWS infrastructure support

    AWS Support is a one-on-one, fast-response support channel that is staffed 24x7x365 with experienced and technical support engineers. The service helps customers of all sizes and technical abilities to successfully utilize the products and features provided by Amazon Web Services.

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