KPay Helps Merchants Establish Resilient, Reliable Payment Businesses on AWS
KPay Merchant Service Limited (KPay) is a financial technology company that started in Hongkong in 2020. When building its business, KPay needed service stability, geographical availability, and strict compliance with Payment Card Industry Data Security Standard (PCI DSS) and other financial industry data security standards. It also needed a cloud provider that can offer a platform with reliable infrastructure and services to support its rapid growth.
Accelerating Growth Securely
By running on the Amazon Web Services (AWS) cloud, KPay can benefit from best security practices, get alarms, and fix breaches automatically. The Amazon Security Hub provides KPay with Cloud Security Posture Management (CSPM), Security Orchestration, Automation and Response (SOAR) workflow capacities. Amazon GuardDuty, Amazon WAF and Amazon CloudTrail protects KPay’s AWS accounts and business workloads from risks of unauthorized activities and malicious actions, allowing it to defend against web threats. It also relies on AWS’s PCI DSS Level 1 Service Provider certification for industry compliance, while enhancing internal control for the stability and security of each transaction.
Chief Technology Officer of KPay Merchant Service Limited
Diversifying Services for Data-Driven Insights
Finance and payment involve the processing of massive data which contain insights for business development. By building a data warehouse on Amazon RedShift, KPay obtains more data-driven insights for fraud protection, credit extension, business analysis and other scenarios. With these data insights, its merchants could continuously explore innovations beyond their POS collection services.
Reducing System Operation, Maintenance, and Security Patrol Inspection Workloads
KPay uses Amazon Lambda to pre-process business data in a serverless manner, decoupling its system while reducing operation and maintenance workloads. The integration of Amazon CloudFormation and Amazon WAF automatically updates configuration sets and rules, which lets its collection platform defend new web threats more rapidly. Amazon Key Management Service (KMS) allows KPay’s operation and maintenance team (O&M) to create, manage and track encryption keys more easily, reducing the people need for O&M from 6 to 3. The technical team can now focus on innovating its fintech solutions.
Expanding Its Global Presence
Going forward, KPay plans to adopt Amazon Fargate, Amazon Elastic Kubernetes Service (EKS) and other services to fully containerize its fintech business, and use AWS’s DevOps solutions for a unified and continuous integration and delivery on the cloud. This cloud-native and serverless approach will make KPay’s product R&D, testing and launch more stable and efficient.
Benefits of AWS
- Extensive customer service and compliance experience in the financial industry
- Data-driven insights for fraud protection, credit extension, and business analysis
- Global cloud infrastructure for business expansion
Amazon Web Services Used
AWS WAF helps you protect against common web exploits and bots that can affect availability, compromise security, or consume excessive resources.
AWS Lambda is a serverless, event-driven compute service that lets you run code for virtually any type of application or backend service without provisioning or managing servers.
Amazon Redshift uses SQL to analyze structured and semi-structured data across data warehouses, operational databases, and data lakes.
AWS Security Hub
AWS Security Hub is a cloud security posture management service that performs security best practice checks, aggregates alerts, and enables automated remediation.
Companies of all sizes across all industries are transforming their businesses every day using Amazon Web Services. Contact our experts and start your own Amazon Web Services Cloud journey today.