The Secure Transaction Cloud (STC) solution offer NFV based virtualized secure payment application for transaction transport, routing, and switching of Web, Mobile Payments with specific Virtual Network Functions (VNF) for security, transaction protocols, Host Interfaces etc. The virtualized capabilities allow the solution to support a wide range of payment types including Internet payments, mobile app/mobile browser payments, web payments, HTTPS based transactions, and all forms of eCommerce, mCommerce payments with full compliance to PCI standards leveraging virtualized cloud native HSMs and Smart API integrations.