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    X-Payments

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    Sold by: X-Cart 
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    PSD2/SCA ready and PCI DSS Level 1 Certified HEADLESS PAYMENTS API AGGREGATOR
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    X-Payments

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    Sold by: X-Cart 

    Overview

    PSD2/SCA ready and PCI DSS Level 1 Certified Headless Payments API Aggregator.

    Start using X-Payments for your business and automatically get access to ready-made integrations with various payment providers and systems, fraud screening apps, and other integrations and features through a single API.

    Using X-Payments allows you to integrate it once and get access to a variety of payment processors, fraud screening services, and handy features - one at a time. It allows you to add or switch between providers and solutions by simply checking the right boxes in the backend.

    Payment processors and gateways supported:

    2Checkout American Express Payment Gateway Authorize.Net (aka Auth.net) AIM, CIM and AIM XML Bambora Beanstream (legacy API) Bendigo Bank BillriantPay BluePay BluePay Canada (ex. Caledon) - Real-Time Interface Bluesnap (Payment API XML) Braintree Cardinal Commerce Centinel CardPointe aka Clover Connect (integrated payment channel of Fiserv) Chase Paymentech Orbital CyberSource SOAP toolkit API Elavon (formerly Opayo Direct) Elavon Converge (ex VirtualMerchant) Elavon (Realex API) eProcessing Network - Transparent Database Engine eWAY Rapid - Direct Connection FirstData E4(SM)/Payeezy FirstData Global Gateway Global Iris GoEmerchant - XML Gateway API Heartland Payment Systems HeidelPay Ingenico Payment Services (ex. Ogone e-Commerce) Intuit Quickbooks Payments Intuit Innovative Gateway iTransact - XML connection method MasterCard Simplify Commerce Meritus Payments Moneris eSelect DirectPost/eSelectPlus NAB (National Australia Bank) Netevia NMI (Network Merchants Inc.) (used by Merchant One) NMI (ex USA ePay) - Transaction Gateway API Global Payments (ex Realex) PayGate Korea PayPal REST API PayPal Payments Pro PayPal PayFlow Plug'n'Play WebXpress - XML Method PSiGate XML API QuantumGateway - XML Requester QuickPay Paya (ex. Sage Payments in the USA) SkipJack TSYS Sparrow (ex. 5th Dimension Logistics) Stripe Suncorp (Suncorp Bank) TranSafe/Monetra Worldpay Global Gateway - Direct Model Worldpay US (Lynk Systems) Worldpay Total US

    Screen credit card transactions for online fraud with help of Signifyd, Kount, NoFraud or using X-Cart's AntiFraud service.

    Highlights

    • PCI Compliant - X-Payments is a PCI Level 1 certified service for PCI compliant credit card processing for on-line merchants.
    • Over 40 credit card payment gateways. Authorize.Net, FirstData, Chase Paymentech, Braintree, Realex, Elavon, PayPal Payments PRO, Opayo, CyberSource, Intuit Quickbooks, Quantum and others.
    • Smart Routing Routing transactions to different payment processors depending on the card type (VISA, MasterCard, AMEX, etc), size of the transaction, the currency of the transaction.

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    Financing for AWS Marketplace purchases

    AWS Marketplace now accepts line of credit payments through the PNC Vendor Finance program. This program is available to select AWS customers in the US, excluding NV, NC, ND, TN, & VT.
    Financing for AWS Marketplace purchases

    Pricing

    Pricing is based on contract duration. You pay upfront or in installments according to your contract terms with the vendor. This entitles you to a specified quantity of use for the contract duration. If you choose not to renew or replace your contract before it ends, access to these entitlements will expire.

    1-month contract (1)

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    Dimension
    Description
    Cost/month
    X-Payments subscription
    per instance running
    $499.00

    Vendor refund policy

    30 days unconditional money back

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    Software as a Service (SaaS)

    SaaS delivers cloud-based software applications directly to customers over the internet. You can access these applications through a subscription model. You will pay recurring monthly usage fees through your AWS bill, while AWS handles deployment and infrastructure management, ensuring scalability, reliability, and seamless integration with other AWS services.

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    AWS infrastructure support

    AWS Support is a one-on-one, fast-response support channel that is staffed 24x7x365 with experienced and technical support engineers. The service helps customers of all sizes and technical abilities to successfully utilize the products and features provided by Amazon Web Services.

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    51 external reviews
    External reviews are sourced from G2  and are not included in the star rating for this product.
    John S.

    X-Cart 6 years of E-commerce Support $$$$$ The Real Deal DEPENDABLE, EFFECTIVE, CONSISTENT

    Reviewed on Oct 28, 2024
    Review provided by G2
    What do you like best about the product?
    I like the premium customer support, I have made my life what it is because of X-cart. Serious E-commerce beginners or Veterans I highly reccomned X-cart Plattform.

    Ease of integration with apps, I highly suggest the premium support they are so good!

    One time my site went down when i had some third party developers working in the server side and they were on the phoner and emailing me within 15 seconds!!

    Fixed and back up in 10 minutes
    What do you dislike about the product?
    I am not sure how to answer this after the MILLIONS of dollars earned from my partnership with X-cart
    What problems is the product solving and how is that benefiting you?
    SALES SALES SALES

    GET THAT MONEY

    What else matters in E-commerce?
    Jeff G.

    X-Cart, Best decision I made

    Reviewed on May 31, 2024
    Review provided by G2
    What do you like best about the product?
    I have been using X-Cart since 2010. I stumbled across X-Cart when looking for a new shopping cart solution for our manufacturing company. Safe to say 14 years later this is one of the best decisions I have ever made. This shopping cart is very robust and can do way more than we need it to. I prefer X-Cart over others for its SEO integration, I can list a new product and within days it is front page on Google. X-Cart's support team is unmatched, their response time is ridiculously quick and they work the ticket nonstop / straight through until the issue is resolved. To get the most out of the shopping cart and their service I recommend using their hosting as well. I had originally started with GoDaddy hosting and thought that was good. When, I switched to X-Cart hosting our website sales really took off. I would recommend X-Cart to anyone willing to listen to me!
    What do you dislike about the product?
    If you are not very savvy with tweaking code the cart can be a bit overwhelming to customize however their ready-made skins are quite good and make for a professional looking site without many changes.
    What problems is the product solving and how is that benefiting you?
    Give us a quick way to showcase / bring new products to market as a manufacturer
    Anshuman K.

    "X-Cart: A comprehensive e-commerce solution for businesses of all sizes"

    Reviewed on Nov 21, 2023
    Review provided by G2
    What do you like best about the product?
    Adaptability and scalability are among the most essential strengths of X-Cart, and that's considered a good platform to e-commerce operators requiring a mechanism type conducive to their business growth. The platform is equipped with a suite of extensions and integrations to allow the tailoring of the solution to some more specific requirements. X-Cart also features quite deep reporting and analytics tools that help in tracking sales, customer behavior, and various performance metrics over time.
    All in all, X-Cart is a very high customizable and configurable e-commerce solution for the businesses of any size and of any industry. I am particularly impressed with the friendly-user interface and its ease-of-use as well as a comprehensive suite of support and resources that are available. I recommend X-Cart as a reliable and scalable e-commerce platform for businesses that really want to maximize their online sales potential.
    What do you dislike about the product?
    As a data analyst, and e-commerce operator, I don't find any particular dislike points about X-Cart. But for those who are willing to utilize it with their hands in shackles, the flexibility of customizations or extendibility might be somewhat intimidating for them occasionally as it demands a technical hand. Moreover, even though it boasts of a very extensive knowledge base and support resources, the platform might turn out to be a little bit daunting for some users in their navigation around and getting exactly what they are specifically after.


    Another con likely to be associated with X-Cart is performance, especially where your website gets huge traffic bursts. In this case, the platform may not cope with such spikes and loading will stagger negatively influencing user experience. Yet X-Cart has several kinds of servers to eliminate this problem such as dedicated servers and cloud-based solutions.
    What problems is the product solving and how is that benefiting you?
    As an e-commerce operator, I have found X-Cart to be an essential tool for streamlining my online store's efficiency, scalability, and competitive advantage. The platform's user-friendly interface and customizable options have significantly improved my ability to manage my store, while X-Cart's robust features have helped me effortlessly handle increased traffic and growth without impacting performance. Moreover, X-Cart's versatility in expanding to new markets and customizing my store to meet my target audience's needs has helped me increase sales and maintain high levels of customer satisfaction.
    Roy O.

    X-Cart truly gets my selling point!

    Reviewed on May 11, 2023
    Review provided by G2
    What do you like best about the product?
    X-Cart makes my digital experience pleasantly simple and concisely streamlines my business objectives. I enjoy the platform interfaces usability and aesthetics.
    What do you dislike about the product?
    There is nothing to say here; service is good, delivery is absolute, and the website works ideally once set up. I would enjoy some more customization options for personalization.
    What problems is the product solving and how is that benefiting you?
    X-Cart is streamlining my business objective in a pleasant digital expression that reflects my vision and goals as an entreprenuer. This application gets my selling point!
    Teresa A.

    Customer service is bar none.

    Reviewed on Mar 02, 2023
    Review provided by G2
    What do you like best about the product?
    The customer service is bar none. The team is always helpful and eager to assist us. If they haven't heard from us in a week or so, they reach out to see how we are doing. We have never experienced such marvelous customer service anywhere at any time.

    When researching software for our multi-vendor marketplace, X-Cart was the only company that asked us about our project and what we wanted to accomplish. Seriously, NO OTHER company took a personal interest in us or what we wanted to do. Our rep met with us face-to-face on Zoom and was unrushed in her approach. She answered our questions to the best of her ability and quickly got back to us on questions she needed to research for us first.

    The Knowledgebase (written tutorials) is a marvelous, searchable tool. It is well-written and illustrated. But we are using the most recent version of X-Cart. When the Knowledgebase doesn't answer our questions sufficiently, we can contact the team via their new HelpDesk tool. Usually, we can get a quick resolution to our issues.

    We expected bumps in the road when we started our new marketplace, especially since we're using the latest version of X-Cart. There were minor glitches in the first few days, but the team was on it immediately. I can't imagine any company giving better support than we have received with X-Cart.
    What do you dislike about the product?
    We couldn't stay in touch with the sales rep who held our hands through the learning and deciding process. She became such a friend to us, we were sad to see her go. Our new rep has been excellent too, but Katrina will always be the face of X-Cart to us.
    What problems is the product solving and how is that benefiting you?
    While starting a multi-vendor store with no experience is not for the faint of heart, X-Cart makes it accessible to anyone willing to learn. With this excellent software, we've created a very polished-looking storefront, product pages, and individual shops for our vendors. Most of our vendors are not very tech-savvy, so we needed software to allow them to create and manage their shops with relative ease. X-Cart meets that need better than any other software we researched.
    View all reviews