Sold by: Equifax
Deployed on AWS
A sample dataset of equity status and current estimated mortgage lien data on U.S. residential properties
Overview
The Home Equity and Mortgages Free Dataset is a sample of 100 rows that represents the full dataset in terms of data types, organization, and fields. Please note that this is not real production data, subscribe to the Home Equity and Mortgages full version to get 100% production data.
Home Equity and Mortgages provides equity status and current estimated mortgage lien data on residential properties across the United States.
Advantages:
- Industry leading data, multi-sourced for better coverage and accuracy.
- Proprietary automated valuation model accepted and used by major lending institutions that meets regulatory scrutiny and validated by independent third parties for accuracy.
- Includes unique data elements such as interest rate, amortized loan balances, and estimated current LTV/CLTV balances.
Use this information for benchmarking, research and analytics, trending, forecasting, prospecting, marketing and account acquisition.
Requests for alternate geography (i.e. state, county, MSA) and update frequencies (i.e. monthly, quarterly, annually) will be considered.
Need deeper insights? Try our Real Property Insights package free for 30 days to access Housing Characteristics, Property Listings, Recent Home Purchase Transactions, Home Value Trends and Forecasts, and Home Equity & Mortgages.
Fields Included:
- Property type (i.e. single family, condo)
- Estimated loan to value (LTV) and combined loan to value (CLTV)
- Last sales date and price
- Interest rate
- Loan type (i.e. FHA, conventional)
- First mortgage origination date, loan amount, and lender name
- Junior mortgage (HELOC, equity loan) origination date, loan amount, and lender name
The Home Equity and Mortgages file data layout can be accessed here .
**Disclaimer: **The information in this data set is fictitious, should be treated as such, and should be used only for testing purposes. Information in the data set does not represent any known business or consumer.
Use Cases:
Audience Segmentation
Acquire customers - identify targets who have equity, mortgage activity, or who have no mortgages
Track activity - observe and track refinance activity, HELOC presence, and other motivations for action
Advertising Optimization
Align messaging and offers - improve messaging and offers based on where homeowners are in their journey, from refinance to home improvement
Cross-sell / upsell - identify customer households that are most relevant for premium products and service offers
Quantitative Analysis
Analyze markets - segment by equity trends and mortgage activity
Optimize models - use mortgage activity and equity positions as input into models
Details
Sold by
Delivery method
Deployed on AWS
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Pricing
This product is available free of charge. Free subscriptions have no end date and may be canceled any time.
Additional AWS infrastructure costs may apply. Use the AWS Pricing Calculator to estimate your infrastructure costs.
Dimensions summary
This listing uses a single pricing dimension called Product Access, measured in units. It is offered at no cost as a demo or sample. The unit-based structure grants subscribers access to the product. Because only one dimension exists, there are no tiers, instance sizes, or usage add-ons to compare. Your access is billed through this one dimension, and there are no additional pricing categories to select. This gives you a straightforward way to try the property and mortgage data capabilities before any paid engagement.
Top-of-mind questions for buyers
One unit grants a subscriber access to this demo or sample version of the product. It functions as an access grant rather than a metered usage count. This lets you explore the property and mortgage data capabilities without a paid commitment.
No. Product Access is offered at no cost, so activity level does not change what you pay. There are no usage thresholds, overage points, or tier boundaries that trigger charges. This dimension grants access only and does not meter volume.
The listing centers on property and mortgage data for lending decisions. This can include property valuation, collateral evaluation, listing status monitoring, and property condition insights across the loan lifecycle. As a demo or sample, it lets you preview these data capabilities before a paid engagement.
www.equifax.com
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Delivery details
AWS Data Exchange (ADX)
AWS Data Exchange is a service that helps AWS easily share and manage data entitlements from other organizations at scale.
Additional details
You will receive access to the following data sets.
Data set name | Type | Historical revisions | Future revisions | Sensitive information | Data dictionaries | Data samples |
|---|---|---|---|---|---|---|
Home Equity & Mortgages Sample | Last 1 revisions | All future revisions | Not included | Not included |
Resources
Vendor resources
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