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Consumer Credit Trends (Demo/Sample)

Provided By: Equifax

Consumer Credit Trends (Demo/Sample)

Provided By: Equifax

A sample of anonymized US consumer trade data that can be used for trending, market analysis, benchmarking and research.

Product offers

The following offers are available for this product. Choose an offer to view the pricing and access duration options for the offer. Select an offer and continue to subscribe. Your subscription begins on the date that your request is approved by the provider. Additional taxes or fees might apply.

Public offer

Payment schedule: Upfront payment | Offer auto-renewal: Supported
$0 for 3 months

Overview

The Credit Trends Free Dataset is a sample of 100 rows that represents the full dataset in terms of data types, organization, and fields. Please note that this is not real production data, subscribe to the Credit Trends full version to get 100% production data.

Credit Trends is an anonymized data set sourced from the Equifax consumer credit database. It highlights consumer loan trades reported to Equifax by banks, credit unions, and other finance companies. Leverage this data to understand changes to accounts and balances as well as delinquency trends, consumer utilization and write off rates for a sector.

The data sets can be priced and shared as individual elements, for those that only want a subset, or a complete Credit Trends file.

These subsets of the anonymized trade/account data can be purchased:

  • Consumer Installment and Revolving loans
  • Mortgage loans
  • Auto loans
  • Student loans

Fields Included:

  • Origination date & origination vintage
  • Origination balance
  • Origination & current risk score
  • Number and dollars of trades 30, 60, 90, 120, closed, bankruptcy, etc.
  • Scheduled payment amount
  • High credit

The Credit Trends file layout can be accessed here .

Use Cases:\ Economic Impact Analysis\ Understand and identify leading indicators of economic health\ Quantitative Analysis\ Directly measure market trends and identify inflection points\ Create inputs for cash flow models, risk and valuations\ Risk Analysis\ Establish custom delinquency and default metrics/baselines\ Track performance by lending category, risk score, vintage, geography\ Audience Segmentation\ Overlay consumer demographics such as age and income to better understand consumer credit behavior by segment

Disclaimer: The information in the sample data set is fictitious, should be treated as such, and should be used only for testing purposes. Information in the data set does not represent any known business or consumer.

Provided By
Fulfillment Method
AWS Data Exchange

Data sets (1)

You will receive access to the following data sets

Revision access rules
All historical revisions | All future revisions
Contains sensitive information
Name
Type
Data dictionary
AWS Region
Consumer Credit Trends (Free Sample)
Not included
US East (N. Virginia)

Usage information

By subscribing to this product, you agree that your use of this product is subject to the provider's offer terms including pricing information and Data Subscription Agreement . Your use of AWS services remains subject to the AWS Customer Agreement  or other agreement with AWS governing your use of such services.

Support information

Support contact email address
Refund policy
Refunds are not offered for this product.
General AWS Data Exchange support