Analytic Dataset
Provided By: Equifax
Analytic Dataset
Provided By: Equifax
Anonymized, non-aggregated granular consumer-level data across all asset classes
Product offers
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Public offer
Payment schedule: Upfront payment | Offer auto-renewal: Not supported
$175,000 for 12 months
Overview
Analytic Dataset provides granular, loan-level data across credit cycles and asset classes, including auto, credit card, mortgage, student loans, and unsecured personal loans to more accurately predict future performance. It is created from an unbiased ten percent statistical sample of the U.S. credit active population across all geographic boundaries, with historic data starting in 2005.
It provides insights into the credit health and payment performance of U.S. consumers over time and across various economic cycles, enabling investors and other market participants to better model delinquency, default, loss severity and prepayment as well as more accurately value securities.
Analytic Dataset includes an anonymous consumer identifier enabling users to link behavior of the same consumers over time. Analytic dataset enables users to track changes in consumers' mailing address zip codes through time. It also includes a scrambled account number enabling users to link performance of each loan over time.
The data is updated monthly with new credit entrants to mirror the credit population.
Few of the fields Included:
- Credit risk score
- Age range
- Geography
- Account type
- Debt balance
- Delinquency status
- Consumer income score
- Inquiries
The Analytic dataset data dictionary can be downloaded from here
Provided By
Fulfillment Method
AWS Data Exchange
Data sets (1)
You will receive access to the following data sets
Revision access rules
All historical revisions | No future revisions
Contains sensitive information
Name | Type | Data dictionary | AWS Region |
---|---|---|---|
Analytics | Not included | US East (N. Virginia) |
Usage information
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Support information
Support contact email address
Support contact URL
Refund policy
No refunds are available for this offer.
General AWS Data Exchange support