Sold by: Equifax
Deployed on AWS
Anonymized, non-aggregated granular consumer-level data across all asset classes
Overview
Analytic Dataset provides granular, loan-level data across credit cycles and asset classes, including auto, credit card, mortgage, student loans, and unsecured personal loans to more accurately predict future performance. It is created from an unbiased ten percent statistical sample of the U.S. credit active population across all geographic boundaries, with historic data starting in 2005.
It provides insights into the credit health and payment performance of U.S. consumers over time and across various economic cycles, enabling investors and other market participants to better model delinquency, default, loss severity and prepayment as well as more accurately value securities.
Analytic Dataset includes an anonymous consumer identifier enabling users to link behavior of the same consumers over time. Analytic dataset enables users to track changes in consumers' mailing address zip codes through time. It also includes a scrambled account number enabling users to link performance of each loan over time.
The data is updated monthly with new credit entrants to mirror the credit population.
Few of the fields Included:
- Credit risk score
- Age range
- Geography
- Account type
- Debt balance
- Delinquency status
- Consumer income score
- Inquiries
The Analytic dataset data dictionary can be downloaded from here
Details
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Pricing
Pricing is based on the duration and terms of your contract with the vendor. This entitles you to a specified quantity of use for the contract duration. If you choose not to renew or replace your contract before it ends, access to these entitlements will expire.
Additional AWS infrastructure costs may apply. Use the AWS Pricing Calculator to estimate your infrastructure costs.
Dimension | Description | Cost/12 months |
|---|---|---|
Product Access | Dimension that grants access to the product for subscribers. | $175,000.00 |
Vendor refund policy
No refunds are available for this offer.
Legal
Vendor terms and conditions
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Content disclaimer
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Delivery details
AWS Data Exchange (ADX)
AWS Data Exchange is a service that helps AWS easily share and manage data entitlements from other organizations at scale.
Additional details
You will receive access to the following data sets.
Data set name | Type | Historical revisions | Future revisions | Sensitive information | Data dictionaries | Data samples |
|---|---|---|---|---|---|---|
Analytics | All historical revisions | No future revisions | Not included | Not included |
Resources
Vendor resources
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A free sample data of anonymized consumer loan-level data across credit cycles and asset classes
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