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Analytic Dataset

Provided By: Equifax

Analytic Dataset

Provided By: Equifax

Anonymized, non-aggregated granular consumer-level data across all asset classes

Product offers

The following offers are available for this product. Choose an offer to view the pricing and access duration options for the offer. Select an offer and continue to subscribe. Your subscription begins on the date that your request is approved by the provider. Additional taxes or fees might apply.

Public offer

Payment schedule: Upfront payment | Offer auto-renewal: Not supported
$175,000 for 12 months

Overview

Analytic Dataset provides granular, loan-level data across credit cycles and asset classes, including auto, credit card, mortgage, student loans, and unsecured personal loans to more accurately predict future performance. It is created from an unbiased ten percent statistical sample of the U.S. credit active population across all geographic boundaries, with historic data starting in 2005.

It provides insights into the credit health and payment performance of U.S. consumers over time and across various economic cycles, enabling investors and other market participants to better model delinquency, default, loss severity and prepayment as well as more accurately value securities.

Analytic Dataset includes an anonymous consumer identifier enabling users to link behavior of the same consumers over time. Analytic dataset enables users to track changes in consumers' mailing address zip codes through time. It also includes a scrambled account number enabling users to link performance of each loan over time.

The data is updated monthly with new credit entrants to mirror the credit population.

Few of the fields Included:

  • Credit risk score
  • Age range
  • Geography
  • Account type
  • Debt balance
  • Delinquency status
  • Consumer income score
  • Inquiries

The Analytic dataset data dictionary can be downloaded from here 

Provided By
Fulfillment Method
AWS Data Exchange

Data sets (1)

You will receive access to the following data sets

Revision access rules
All historical revisions | No future revisions
Contains sensitive information
Name
Type
Data dictionary
AWS Region
Analytics
Not included
US East (N. Virginia)

Usage information

By subscribing to this product, you agree that your use of this product is subject to the provider's offer terms including pricing information and Data Subscription Agreement . Your use of AWS services remains subject to the AWS Customer Agreement  or other agreement with AWS governing your use of such services.

Support information

Support contact email address
Refund policy
No refunds are available for this offer.
General AWS Data Exchange support