XRPL (XRP Ledger) is a decentralized, public blockchain built by three developers in pursuit of a faster, more energy efficient blockchain. Over the past decade, it has been the only blockchain that has been able to settle and liquidate tokenized assets at scale.n With the ease of development, lower transaction expenses, and a knowledgeable community, it furnishes developers with a robust open source foundation for managing most projects without affecting the XRPLs lean and efficient feature set. It has been operating continuously since 2012 and has enabled developers to build many projects for the XRPL community. XRPL is used for various applications, including micropayments, DeFi, and tokenization. XRP Ledger can set thousands of transactions in a few seconds. By utilizing XRP Ledger, assets can be moved worldwide, enabling immediate money transfers for remittances, treasury payments, payrolls, & other cross border payments. The XRP Ledger sustains the tokenization of CBDCs.